How to Get 30%–50% Off a New Build Home in the UK
If you’re a first-time buyer struggling to get on the housing ladder, there’s a government-backed scheme that could save you tens of thousands of pounds — and hardly anyone seems to know about it. It’s called the First Time Buyer Scheme, and if you meet the criteria, you could get 30% off the price of […]...
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Why Small Businesses Go Bust (and How to Stop It)
Small businesses don’t usually fail because of the economy or competition — they fail because of how owners manage their money. Making the leap from employment to self-employment is exciting, but it’s also a huge financial and operational transition that many underestimate. Without the right planning and systems in place, cash flow problems and tax […]...
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Why Every Business Owner Needs to Start With Purpose—Not Just Profits
As accountants, it might seem natural to start a conversation with numbers—your turnover, your profit, your tax bill. But at Adaptive Accountancy, we believe there’s a more important question to begin with: Why are you in business? This isn’t just a feel-good question. It’s the foundation for everything else—your goals, your growth strategy, and even […]...
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Before You Gift Business Shares to Your Kids — Read This
If you’re a business owner considering passing your company shares down to your children, you’re not alone. It’s a common idea — especially in family-run businesses — to want to “keep it in the family.” But here’s the catch: you could end up with a six-figure tax bill if you don’t do it properly. Let’s […]...
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