How to Avoid the Overdrawn Director’s Loan Account Tax Trap
If you run your own limited company, one of the easiest mistakes to make is accidentally creating an overdrawn director’s loan account. It’s a common tax trap that can lead to unexpected bills, cash flow headaches, and unnecessary stress — but the good news is that it’s completely avoidable with the right planning and advice. […]
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Reduce Your Tax Bill: How to Split Rental Income Between Spouses
If you and your partner jointly own a rental property, you might be missing out on a key tax-saving opportunity. HMRC allows couples to split property income in a way that could significantly reduce your overall tax bill—but only if you follow the correct process. Here’s a step-by-step guide to splitting your property income legally […]
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How to Reclaim Your CIS Tax Refund as a Limited Company (Without the Headache)
If you’re a limited company operating under the Construction Industry Scheme (CIS) and struggling to get your CIS tax refund, you’re not alone. Many business owners face long delays and frustrating back-and-forth with HMRC when trying to reclaim tax that’s rightfully theirs. In this article, we walk you through a clear and proven method to […]
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How Quarterly Tax Planning Saved Our Client £11,000 in Tax
If you’re a small business owner who only meets with your accountant once a year, this story might just change how you view your finances. At Adaptive Accountancy, we don’t believe in last-minute advice. We believe in quarterly tax planning that puts business owners in full control—before it’s too late to make a difference. Last […]
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